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Eligibility • Earn to Learn

Participant Minimum Requirements

Income Eligible

Earn to Learn assesses income at the household level by two methods: Expected Family Contribution (EFC) and by comparing household income to our maximum income limits.

The term “household” is in accordance with the definition of household on the Free Application for Federal Student Aid (FAFSA).  For dependent students, the definition can be found here.  For independent students, the definition is here. Dependency status can be determined by following this link.

Eligible students have an EFC of $6,000 or less on the FAFSA.  If a student has not yet completed the FAFSA or does not know their EFC, they can get an estimate at the FAFSA4caster and use our guide to help them fill it out.

Eligible households also must not exceed our income limits. We compare income claimed on the FAFSA to our household income limits. Income from persons in the household that is not claimed on the FAFSA is not included in this calculation. We have provided a chart below that indicates our income limits for size of household. Students who meet these income requirements typically, but not always, also have an EFC of less than $6,000 dollars.

Size of HouseholdGross Earned Income
More than 8Add $8,640 for each additional person

FAFSA-Eligible US Resident or Citizen

All students that enroll in Earn to Learn are required to complete the Free Application for Federal Student Aid (FAFSA) prior to attending the university.  Some students may qualify as an Eligible Non-Citizen.  To know if this applies to you, see the FAFSA eligible non-citizens guidelines

Get started on your FAFSA by clicking the button below!

Arizona Resident

Earn to Learn requires that students are eligible for in-state tuition and have lived in Arizona for at least three months.  In addition, students must have an Arizona State Issued ID.

If you are looking for matched savings (also called Individual Development Accounts, or IDAs) programs in your state click the link below!

Interested in Arizona State University, Northern Arizona University or University of Arizona

Earn to Learn accepts students that are interested in attending one of the three public four-year Arizona universities.  Each university accepts a different target population and accepts Earn to Learn funding at specific campuses:

  • UA: in-state high school students and in-state community college students that will attend the UA main campus in Tucson or at an UA South location.  Earn to Learn funds cannot be used for UA Online (online only degree programs).
  • NAU: in-state high school students, in-state community college students, and current Native American NAU students that will attend the Flagstaff Mountain campus.
  • ASU: in-state high school students that will attend any in-person campus location and in-state community college students that will attend any in-person campus location or ASU Online.

Student must also intend to enroll full-time at one of these universities to be eligible.

  • If you are under the age of 18, a parent or guardian must co-apply with you.