Earn to Learn offers an 8:1 savings match, meaning that for every $1 you save as part of the program, you are eligible to receive another $8. So when you save $500, you will be eligible for a $4,000 match. As a custodial-like account withdraws are not possible without prior authorization from ETL staff. When you are eligible, matching funds held in a separate account are transferred and applied to your student account.