Questions? We’ve Got Answers!

Do I have to be full-time at the university to receive this scholarship?

Yes! To be eligible for Earn to Learn, you must maintain a full-time courseload at University of Arizona, Arizona State University, or Northern Arizona University.

Is this just a scholarship, or are other services provided for me?

Earn to Learn uses one-on-one coaching for students, which includes personal finance training, college readiness training, and ongoing support from the very first day of attending college all the way to graduation. Students must commit up to 10 hours per year to continuing online personal finance training and/or in-person workshops. Savers will have access to Success Coaches who can provide them with resources based on their individual needs.

How much do I need to save each month?

You will set up a savings plan with your Success Coach each year you are in Earn to Learn. You must adhere to this plan. The minimum deposit amount is $25 and the maximum is $84.

What does matching savings account mean?

Earn to Learn offers an 8:1 savings match, meaning that for every $1 you save as part of the program, you are eligible to receive another $8. So when you save $500, you will be eligible for a $4,000 match.

What is an IDA?

An Individual Development Account, or IDA, is a special matched savings account. These accounts are designed to help families and individuals of modest means establish a pattern of regular saving to purchase a productive asset – with Earn to Learn that asset is a post-secondary education.

Can I deposit electronically?

See Financial Institution Page

What if I cannot attend the interview appointment in person?

You Success Coach will work around your schedule!

Can siblings apply?

Yes! If your siblings meet the eligibility requirements too!

I live on-campus. I have a job. Do I still need to include my parents for the application process?

If you are claimed by another person and are not fully living on your own, you must apply with your household.

I live with my parents but they do not support me financially. Can I apply on my own?

For Earn to Learn, along with our funders, a household must meet the income and net worth requirements when applying to the program. “Household” means all individuals who share use of a dwelling unit as primary quarters for living and eating separate from other individuals.

What if I am already enrolled at a state university?

Students already enrolled at a state university cannot apply for Earn to Learn.  The only exception are Native American students enrolled at NAU.  These students are encouraged to apply. 

Why do I need to provide Credit report? If I have bad credit score, can I be declined?

Earn to Learn does not look at Credit Score. Earn to Learn utilizes Credit Reports as a cohesive list of all assets and debts in the household. In most cases, it can be simpler to provide a credit report instead of separate asset and debt statements. 

Do I have to be a high school senior to apply?
I am a Dreamer or DACA student, can I apply?

No. Undocumented students, including DACA students and Dreamers, are not eligible for federal student aid. However, you may be eligible for state or college financial aid so check with each school you are applying to.

My parents are not legal residents of Arizona. Can I still apply/qualify?

Yes. As long as you are a resident and have a Social Security card. (see eligibility) Earn to Learn does not report to the Internal Revenue Service (IRS) or the Immigration and Naturalization Service (INS).

What if my family’s financial situation changes after I’ve been enrolled in the program? Could I lose my scholarship?

Earn to Learn certifies your eligibility for the program at the time of your application. You can remain in the program and keep saving even if your income goes up or you become unemployed. A change in income will not affect your participation with Earn to Learn, but it may affect your eligibility with the intended university or FAFSA.

Am I still eligible for the scholarship if I already have a full ride?

Earn to Learn works in conjunction with other financial aid and scholarships. If you meet Earn to Learn and university requirements and eligibility, you will remain eligible for Earn to Learn

I’m not sure when and which school I plan to attend. Do I need to be accepted by the university before applying for the scholarship?

You can be accepted to Earn to Learn before being accepted to the university. You will receive your scholarship once accepted and enrolled at one of our partner universities.

What colleges or universities can I use Earn to Learn at?

Arizona State University (ASU), Northern Arizona University (NAU) University of Arizona (UA)

What if I’m hoping to attend college out of state, can I still apply for E2L?

Earn to Learn prioritizes students hoping to attend ASU, NAU or UA. If you are planning to attend one of these universities as a first or second choice, please apply here.

What happens if I have started saving, but end up going to an out-of-state school?

Your full savings will be returned to you. You will not receive the matched scholarship.

What will my Earn to Learn scholarship cover?

Your savings and scholarship funds will be applied to tuition, fees, books and other approved education related expenses.

Can I apply my Earn to Learn Scholarship to Community College?

No. We are funded in part by the three state universities. You are only permitted to utilize Earn to Learn at ASU, NAU or UA.

What If I decide to go to Community College first?

Students wishing to transfer from Community College to ASU, NAU or UA are eligible for Earn to Learn.

Can I just deposit the full $500 into the IDA account without having to save it monthly?

No. You must save for a minimum of 6 consecutive months prior to receiving any funds and/or the start of each year  at your chosen university.

What if I cannot save $500?

You will have at least 9 months to save he $500. Your Success Coach will help you set up a Savings Plan with your monthly savings goal to reach $500.

Can I save more than $500?

Yes. You are encouraged to remain in the Earn to Learn program every year you are at our Partner Universities! Every year you can save $500 to be matched with $4,000!

What if I miss my monthly deposit?

Prior communication and approval from a Success Coach is required before the 15th of the month of a potential missed deposit. If you fail to make a monthly deposit to my IDA, without prior notice to an Earn to Learn Staff and completion of a Saver Plan of Action, it may result in your immediate termination from the Earn to Learn Program.

Will I have funding for all four years?

Earn to Learn scholarship is renewable for up to four years depending on on-going funding as long students remain eligible and continue to save $500 each year

What happens with the $500 that I save each year?

Each year you save $500 and attend our partner universities, you will received an 8:1 match ($4,000) scholarship. The $500 will be wired to the partner university of your choice.

How will I be receiving my Earn to Learn scholarship?

Once you apply and are accepted to Earn to Learn, you will save $500 over the course of a year. Your savings will be match 8:1. Your scholarship will be applied over the course of two semesters in any given academic year. You will receive half of the disbursement in the first semester at the university and half at the second semester at the university. Your savings and scholarship will be directly wire transferred to the university

Southern Arizona Region

The Southern Region is made up of students from Cochise, Graham, Greenlee, La Paz, Pima, Pinal, Santa Cruz and Yuma Counties. Our Southern Regional Office is located in Tucson ... View All Southern Arizona Region Info

Central Arizona Region

The Central Region is made up of students from Gila and Maricopa Counties. Our Central Regional Office is located in Phoenix ... View All Central Arizona Region Info

Northern Arizona Region

The Northern Region is made up of students from Apache, Coconino, Mohave, Navajo and Yavapai Counties. Our Northern Regional Office is located in Flagstaff ... View All Northern Arizona Region Info