Financial institutions are vital partners in providing Individual Development Accounts to low-income families. Financial institutions hold the accounts and bring their experience in the financial world to the partnership. A community-focused attitude on the part of the financial institution benefits all parties. Specifically, partnering with a financial institution provides the following:

  • No minimum balance or monthly fees on IDAs
  • At least market rate of interest (please note, any interest accrued in your account will not be matched)
  • Locations that are accessible to the target populations of the program
  • Mail-in and direct-deposit capability
  • Assurance that Earn to Learn program procedures are followed
  • Monthly or quarterly statements to both Earn to Learn staff and the participant

The following financial institution partners are currently holding IDAs in Arizona for the Earn to Learn program:

Our Financial Institution Partners

Hughes Federal Credit Union

Hughes Federal Credit Union is a member-owned, not-for-profit financial cooperative that has been serving Tucson since 1952. They exist to serve members and return profits through higher savings rates, lower loan rates, free interest-earning checking, and lower fees. Membership is open to anyone who lives, works, worships or attends school in Tucson.

Vantage West Credit Union

Vantage West is Southern Arizona’s largest credit union, serving members via branches across Arizona and online channels, as well. Vantage West is dedicated to their mission of earning and rewarding member loyalty by creating value and investing in communities, so all can thrive. Membership is open to anyone who lives, works, worships or attends school in Pima, Pinal, Maricopa or Cochise County and other geographic areas.

Alliance Bank of Arizona

Alliance Bank of Arizona is uniquely positioned as a “super community” bank to deliver a broader product array and larger credit capacity than a traditional community bank. Their focus is relationship-based, personalized service, the latest in technology and lending capabilities to meet the needs of virtually any Arizona business.

Southern Arizona Region

The Southern Region is made up of students from Cochise, Graham, Greenlee, La Paz, Pima, Pinal, Santa Cruz and Yuma Counties. Our Southern Regional Office is located in Tucson ... View All Southern Arizona Region Info

Central Arizona Region

The Central Region is made up of students from Gila and Maricopa Counties. Our Central Regional Office is located in Phoenix ... View All Central Arizona Region Info

Northern Arizona Region

The Northern Region is made up of students from Apache, Coconino, Mohave, Navajo and Yavapai Counties. Our Northern Regional Office is located in Flagstaff ... View All Northern Arizona Region Info