Financial Institutions are vital partners in providing Individual Development Accounts (IDAs) to low-income families. Financial Institutions hold the accounts and bring their experience in the financial world to the partnership. A community focused attitude on the part of the Financial Institution benefits all parties. Specifically, partnering with a Financial Institution provides the following:

  • No minimum balance or monthly fees on IDAs
  • At least market rate of interest (please note, any interest accrued in your account will not be matched)
  • Locations that are accessible to the target populations of the program
  • Mail-in, and direct deposit capability
  • Assurance that Earn to Learn program procedures are followed
  • Monthly or quarterly statements to both Earn to Learn staff and the participant

The following financial institution partners are currently holding IDAs in Arizona for the Earn to Learn program:

Our Financial Institution Partners

Hughes Federal Credit Union

Hughes Federal Credit Union is a member-owned, not-for-profit financial cooperative that has been serving Tucson since 1952. They exist to serve members and return profits through higher savings rates, lower loan rates, free interest-earning checking, and lower fees. Membership is open to anyone who lives, works, worships or attends school in Tucson.

Vantage West Credit Union

Vantage West is a full-service financial institution. They offer a wide array of personal and business accounts, ranging from savings and checking accounts, to loans, mortgages, merchant services, consumer credit cards, and much more.

Alliance Bank of Arizona

Alliance Bank of Arizona is uniquely positioned as a “super community” bank to deliver a broader product array and larger credit capacity than a traditional community bank. Their focus is relationship-based, personalized service, the latest in technology and lending capabilities to meet the needs of virtually any Arizona business.