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Frequently Asked Questions

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How will I be receiving my Earn to Learn scholarship?

Once you apply and are accepted to Earn to Learn, you will save $500 over the course of a year. Your savings will be matched 8:1. Your scholarship will be applied over the course of two semesters in any given academic year. You will receive half of the disbursement in the Fall semester at your chosen educational partner and half in the Spring semester. Your savings will be directly wire transferred to your college/university, initiating the scholarship processing.

What happens with the $500 that I save each year?

Your savings (up to $500) will be applied to the costs of attending your educational partner. Each year you save $500 and attend Arizona State University, the University of Arizona, Northern Arizona University or Pima Community College, you will receive an 8:1 match ($4,000) scholarship.

What if I miss my monthly deposit?

Prior communication and approval from a Success Coach is required before the 15th of the month of a potential missed deposit. If you fail to make a monthly deposit to my matched savings account, without prior notice to an Earn to Learn Staff, you will receive communication and urgent outreach encouraging you to get back on track.  Continued missed deposits may negatively impact your scholarship.

Can I save more than $500?

Yes, however the maximum funding to receive each year is a $4,000 scholarship matching your $500 savings. You are encouraged to remain in the Earn to Learn program every year you are at our Educational Partners! Every year you can save $500 to be matched with $4,000 if you remain eligible for the scholarship.

What if I cannot save $500?

You will have at least six months to save he $500. Your Success Coach will help you set up a Savings Plan with your monthly savings goal to reach $500.

Can I just deposit the full $500 into the matched savings account without having to save it monthly?

No. You must save for a minimum of 6 consecutive months prior to receiving any funds and/or the start of each year at your chosen college/university.

What If I decide to go to Community College first?

Students wishing to transfer from Community College to ASU, NAU or UA are eligible for Earn to Learn. Current or incoming Pima Community College students are also eligible for Earn to Learn.

Can I apply my Earn to Learn Scholarship to Community College?

Yes. Current or incoming Pima Community College students are also eligible for Earn to Learn. All other Community College students are encouraged to apply to Earn to Learn if they plan to transfer to ASU, NAU or UA.

What will my Earn to Learn scholarship cover?

Your savings and scholarship funds can be applied to tuition, fees and any other expenses approved by your educational partner.

What happens if I have started saving, but end up going to an out-of-state school?

Your full savings will be returned to you. You will not receive the matched scholarship.

What if I’m hoping to attend college out of state, can I still apply for ETL?

ETL is only available at NAU, ASU, UA, and Pima Community College.

What colleges or universities can I use Earn to Learn at?

Arizona State University (ASU), Northern Arizona University (NAU), University of Arizona (UA) and Pima Community College (PCC).

I’m not sure when and which school I plan to attend. Do I need to be accepted by the community college/university before applying for the scholarship?

You can be accepted to Earn to Learn before being accepted to the community college/university. You will receive your scholarship once accepted and enrolled at one of our educational partners.

Am I still eligible for the scholarship if I already have a full ride?

Earn to Learn works in conjunction with most other financial aid and scholarships. If you have specific questions about how Earn to Learn works with your financial aid package, please contact the financial aid office of your university.

What if my family’s financial situation changes after I’ve been enrolled in the program? Could I lose my scholarship?

Earn to Learn students must meet the financial eligibility requirements every year that they are enrolled in the program. If your household’s financial situation changes, please contact us directly so we can best assist you.

My parents are not legal residents of Arizona. Can I still apply/qualify?

Yes. As long as you are an Arizona resident and are eligible for Federal Student Aid, you can apply for Earn to Learn, review the eligibility page for details! Earn to Learn does not collect identification, social security numbers, or information about the residency or citizenship status for any other members of the household except for the student applying.

I am a Dreamer or DACA student, can I apply?

No. Undocumented students, including DACA students and Dreamers, are not eligible for federal student aid. However, you may be eligible for state or college financial aid so check with each school you are applying to and visit Scholarships AZ for a listing of scholarships available to students regardless of immigration status.

What if I am already enrolled at a state university?

Students already enrolled at a state university cannot apply for Earn to Learn. The only exception are Native American students enrolled at NAU. These students are encouraged to apply.

I live with my parents but they do not support me financially. Can I apply on my own?

The term “household” is in accordance with the definition of household on the Free Application for Federal Student Aid (FAFSA). Dependency status information can be reviewed at the FAFSA website, fafsa.gov. If, according to the FAFSA, you are a dependent, then your parents/guardian will need to provide information on the FAFSA in order to complete your Earn to Learn application.

Can siblings apply?

Yes! If your siblings meet the eligibility requirements too!

Can I deposit electronically?

Earn to Learn partners with three financial institutions that offer no-fee accounts to participating students: Vantage West, Hughes Federal Credit Union, and Alliance Bank of Arizona. Each financial institution has a variety of services available to students. Please visit our financial institutions page to learn more about these three partners!

What does “matched savings account” mean?

Earn to Learn offers an 8:1 savings match, meaning that for every $1 you save as part of the program, you are eligible to receive another $8. So when you save $500, you will be eligible for a $4,000 match. As a custodial-like account withdraws are not possible without prior authorization from ETL staff.

How much do I need to save each month?

You will set up a savings plan with your Success Coach each year you are in Earn to Learn and agree to adhere to that plan by signing the terms and conditions of Earn to Learn. The minimum deposit amount is $25 and the maximum is $84.

Outside of the Scholarship, what other services does Earn to Learn provide?

Earn to Learn provides support to all Earn to Learn students from the first day of college to graduation. These services include one-on-one Success Coaching to students who want extra assistance meeting educational or financial goals, social events, networking opportunities with local employers near each of our educational partners, and volunteer opportunities. Earn to Learn also requires all students to complete 12 hours of personal finance training online. Finally, Earn to Learn can work with you individually to refer you to additional supports at our educational partners or in the community that can help you attain success in higher education.

Do I have to be full-time to receive this scholarship?

Yes. To be eligible for Earn to Learn, you must maintain a minimum of 12 credits for each Fall and Spring. Contact a Success Coach in your region if you are currently enrolled in Earn to Learn and have additional questions about this requirement.

How many years can I access Earn to Learn?

Eligible students must renew their scholarship and continue to meet eligibility requirements to access their scholarship for another year. Eligible students can access the Earn to Learn scholarship for up to 2 years (4 terms) at Pima Community College. Eligible students can access the Earn to Learn scholarship for up to 3 years (6 terms) at ASU, NAU, or UA.

If I have completed an undergraduate program can this scholarship be used for a graduate program?

No, this scholarship cannot be applied to a graduate program.

What colleges or universities can I use Earn to Learn at?

Arizona State University (ASU), Northern Arizona University (NAU), University of Arizona (UA), and Pima Community College (PCC).

What if I’m hoping to attend college out of state, can I still apply for ETL?

ETL is only available at NAU, ASU, UA, and Pima Community College.

Do I have to be full-time to receive this scholarship?

Yes. To be eligible for Earn to Learn, you must maintain a minimum of 12 credits for each Fall and Spring. Contact a Success Coach in your region if you are currently enrolled in Earn to Learn and have additional questions about this requirement.

I’m not sure when and which school I plan to attend. Do I need to be accepted by the community college/university before applying for the scholarship?

You can be accepted to Earn to Learn before being accepted to the community college/university. You will receive your scholarship once accepted and enrolled at one of our educational partners.

What If I decide to go to Community College first?

Students wishing to transfer from Community College to ASU, NAU or UA are eligible for Earn to Learn. Current or incoming Pima Community College students are also eligible for Earn to Learn.

What if I am already enrolled at a state university?

Students already enrolled at a state university cannot apply for Earn to Learn. The only exception are Native American students enrolled at NAU. These students are encouraged to apply.

Am I still eligible for the scholarship if I already have a full ride?

Earn to Learn works in conjunction with most other financial aid and scholarships. If you have specific questions about how Earn to Learn works with your financial aid package, please contact the financial aid office of your university.

My parents are not legal residents of Arizona. Can I still apply/qualify?

Yes. As long as you are an Arizona resident and are eligible for Federal Student Aid, you can apply for Earn to Learn, review the eligibility page for details! Earn to Learn does not collect identification, social security numbers, or information about the residency or citizenship status for any other members of the household except for the student applying.

I am a Dreamer or DACA student, can I apply?

No. Undocumented students, including DACA students and Dreamers, are not eligible for federal student aid. However, you may be eligible for state or college financial aid so check with each school you are applying to and visit Scholarships AZ for a listing of scholarships available to students regardless of immigration status.

I live with my parents but they do not support me financially. Can I apply on my own?

The term “household” is in accordance with the definition of household on the Free Application for Federal Student Aid (FAFSA). Dependency status information can be reviewed at the FAFSA website, fafsa.gov. If, according to the FAFSA, you are a dependent, then your parents/guardian will need to provide information on the FAFSA in order to complete your Earn to Learn application.

Can siblings apply?

Yes! If your siblings meet the eligibility requirements too!

What if my family’s financial situation changes after I’ve been enrolled in the program? Could I lose my scholarship?

Earn to Learn students must meet the financial eligibility requirements every year that they are enrolled in the program. If your household’s financial situation changes, please contact us directly so we can best assist you.

How much do I need to save each month?

You will set up a savings plan with your Success Coach each year you are in Earn to Learn and agree to adhere to that plan by signing the terms and conditions of Earn to Learn. The minimum deposit amount is $25 and the maximum is $84.

What does” matched savings account” mean?

Earn to Learn offers an 8:1 savings match, meaning that for every $1 you save as part of the program, you are eligible to receive another $8. So when you save $500, you will be eligible for a $4,000 match. As a custodial-like account withdraws are not possible without prior authorization from ETL staff.

What happens with the $500 that I save each year?

Your savings (up to $500) will be applied to the costs of attending your educational partner. Each year you save $500 and attend Arizona State University, the University of Arizona, Northern Arizona University or Pima Community College, you will receive an 8:1 match ($4,000) scholarship.

Can I save more than $500?

Yes, however the maximum funding to receive each year is a $4,000 scholarship matching your $500 savings. You are encouraged to remain in the Earn to Learn program every year you are at our Educational Partners! Every year you can save $500 to be matched with $4,000 if you remain eligible for the scholarship.

Can I just deposit the full $500 into the matched savings account without having to save it monthly?

No. You must save for a minimum of 6 consecutive months prior to receiving any funds and/or the start of each year at your chosen college/university.

What if I cannot save $500?

You will have at least six months to save he $500. Your Success Coach will help you set up a Savings Plan with your monthly savings goal to reach $500.

What happens if I have started saving, but end up going to an out-of-state school?

Your full savings will be returned to you. You will not receive the matched scholarship.

Can I deposit electronically?

Earn to Learn partners with three financial institutions that offer no-fee accounts to participating students: Vantage West, Hughes Federal Credit Union, and Alliance Bank of Arizona. Each financial institution has a variety of services available to students. Please visit our financial institutions page to learn more about these three partners!

What if I miss my monthly deposit?

Prior communication and approval from a Success Coach is required before the 15th of the month of a potential missed deposit. If you fail to make a monthly deposit to my matched savings account, without prior notice to an Earn to Learn Staff, you will receive communication and urgent outreach encouraging you to get back on track.  Continued missed deposits may negatively impact your scholarship.

How will I be receiving my Earn to Learn scholarship?

Once you apply and are accepted to Earn to Learn, you will save $500 over the course of a year. Your savings will be matched 8:1. Your scholarship will be applied over the course of two semesters in any given academic year. You will receive half of the disbursement in the Fall semester at your chosen educational partner and half in the Spring semester. Your savings will be directly wire transferred to your college/university, initiating the scholarship processing.

What will my Earn to Learn scholarship cover?

Your savings and scholarship funds can be applied to tuition, fees and any other expenses approved by your educational partner.

Can I apply my Earn to Learn Scholarship to Community College?

Yes. Current or incoming Pima Community College students are also eligible for Earn to Learn. All other Community College students are encouraged to apply to Earn to Learn if they plan to transfer to ASU, NAU or UA.

How many years can I access Earn to Learn?

Eligible students must renew their scholarship and continue to meet eligibility requirements to access their scholarship for another year. Eligible students can access the Earn to Learn scholarship for up to 2 years (4 terms) at Pima Community College. Eligible students can access the Earn to Learn scholarship for up to 3 years (6 terms) at ASU, NAU, or UA.

If I have completed an undergraduate program can this scholarship be used for a graduate program?

No, this scholarship cannot be applied to a graduate program.

Outside of the Scholarship, what other services does Earn to Learn provide?

Earn to Learn provides support to all Earn to Learn students from the first day of college to graduation. These services include one-on-one Success Coaching to students who want extra assistance meeting educational or financial goals, social events, networking opportunities with local employers near each of our educational partners, and volunteer opportunities. Earn to Learn also requires all students to complete 12 hours of personal finance training online. Finally, Earn to Learn can work with you individually to refer you to additional supports at our educational partners or in the community that can help you attain success in higher education.