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Join our 2,500+ talented, responsible and determined savers who are working hard towards achieving a college degree with little to no student loan debt.

Help our students prepare to graduate workforce-ready by supporting them through matched scholarships, business mentorship, and real-world internships.

See how institutions of higher education, high schools and nonprofits work with Earn to Learn to increase the impact our students make in their communities.

ABOUT EARN TO LEARN

We Empower Low-to-Moderate Income Students to Successfully Complete College

Established in 2013, Earn to Learn is the largest and most successful matched-savings scholarship program in the country. It combines student savings with scholarships, financial education, and college success coaching to help low-to moderate-income and under-represented students obtain a college education and graduate workforce-ready with little to no student loan debt.

Income-qualifying students and their families deposit $500 into a savings account each year, then receive an 8:1 match through combined university support and other public and philanthropic funding. This creates $4,500 per academic year in total available funds per academic year for tuition, books, fees and other approved educational related expenses.

EARN TO LEARN STUDENT JOURNEY

Pathway to College Success

ENROLLMENT

High school and community college students from low-to-moderate income households apply to program

SUCCESS COACHING

• Personal finance training
• College readiness training
• Workforce readiness training

PUBLIC-PRIVATE MATCH

Multi-investor strategy earns each student an 8-to-1 match on their savings, turning $500 into $4,500 per student per academic year!

STUDENT-LED INVESTMENT

Students save $500 to invest in their own education

COLLEGE ACHIEVEMENT

Students pursue their studies with ongoing support from success coaches, families and higher education resources

GRADUATION!

Nearly 80% of Earn To Learn students are on track to graduate within 6 years with little to no student loan debt (compared to national Pell completion rate of 40%)

ENROLLMENT

High school and community college students from low-to-moderate income households apply to program

SUCCESS COACHING

• Personal finance training
• College readiness training
• Workforce readiness training

STUDENT-LED INVESTMENT

Students save $500 to invest in their own education

PUBLIC-PRIVATE MATCH

Multi-investor strategy earns each student an 8-to-1 match on their savings, turning $500 into $4,500 per student per academic year!

COLLEGE ACHIEVEMENT

Students pursue their studies with ongoing support from success coaches, families and higher education resources

GRADUATION!

Nearly 80% of Earn To Learn students are on track to graduate within 6 years with little to no student loan debt (compared to national Pell completion rate of 40%)

The Earn to Learn Difference

We enlist students as investors in their own education so they’ll have a stake in their success. We empower them with financial literacy to ensure they can navigate their personal financial responsibility and improve their economic mobility. And we support them with college success coaching, business mentorship and workforce development. These Earn to Learn “pillars” comprise a groundbreaking, holistic approach to financial preparation for college with remarkable results.

Become A Partner In Our Students’ Success

We support students from low-income backgrounds all the way through college completion. And that truly takes a village. We are humbled by the support of all of our existing partners, and excited to invite you to join us in this movement.

FIRST GENERATION UNIVERSITY STUDENTS

ETHNIC MINORITIES

MEET MONTHLY SAVINGS GOALS

PURSUE STEM DEGREES