Want to apply for the Earn to Learn Scholarship?
Established in 2013, Earn to Learn is the largest and most successful matched-savings scholarship program in the country. It combines student savings with scholarships, financial training, and postsecondary education success coaching to help eligible and under-represented students obtain an education and graduate workforce-ready with little to no student loan debt.
Eligible students and their families deposit $500 into a savings account each year, then receive an 8:1 match through combined university support and other public and philanthropic funding. This creates $4,500 per academic year in total available funds per academic year for tuition, fees, room and board, and other costs to support educational success.
Join the Early Interest list:
Fall & Spring Early Interest List:
This is the Early Interest list to be notified when the Earn to Learn scholarship application for both Fall & Spring semesters, opens.
Start your application:
Fall & Spring Application:
Depending on the time of year, applications may be closed or spots may only be available for the second half of the academic year.
Start your application today!
Have questions about the scholarship?
Then let’s connect, just fill out the form below and add your question(s) in the comments section.
Need a little more information? Here are some resources to get you started:
Eligibility
The Earn to Learn scholarship is offered at the colleges and universities listed below, and eligibility requirements can vary at each one. Those requirements are provided in the links below:
CLICK ON THE EDUCATIONAL INSTITUTION YOU PLAN TO ATTEND TO SEE ADDITIONAL ELIGIBILITY REQUIREMENTS SPECIFIC TO THAT INSTITUTION.
Timeline & Important Dates
Program Application Process & Documents
1 | PORTAL REGISTRATION
To begin, create a portal by clicking the Apply Today button at the top right of this page. The registration form will help you determine your eligibility.
2 | ONLINE APPLICATION
After registering for a portal, you’ll be directed to the Application Dashboard, where you can complete the online forms and upload copies of your FAFSA Student Aid Report and identification to verify your eligibility.
3 | APPLICATION REVIEW
Submit your application as soon as possible for the best chance of securing your place in the program. A team member will review your application within 1–2 weeks. Eligible students will receive further instructions on the next steps.
4 | SAVINGS AGREEMENT & SAVINGS PLAN
Review and sign the Savings Agreement, which outlines how the Earn to Learn scholarship works. You’ll also select a banking partner and choose a savings plan.
5 | OPEN YOUR MATCHED SAVINGS ACCOUNT (MSA)
After signing and submitting your agreement, you’ll receive paperwork and instructions to open your Matched Savings Account with one of Earn to Learn’s partner financial institutions: Vantage West Credit Union, Hughes Federal Credit Union, Alliance of Arizona, or First Citizens Bank. To secure your scholarship, you must open your account and make your first deposit.
6 | PERSONAL FINANCE TRAINING
Once your Matched Savings Account (MSA) is set up, you’ll be invited to complete an online personal finance training course (estimated 3–6 hours). You must pass with a minimum score of 80%, but don’t worry, you can retake the post-tests if needed.
7 | WELCOME TO THE EARN TO LEARN COMMUNITY
Start working toward your annual savings goal of $500, participate in at least two online webinars, and take advantage of mentorship opportunities. Get excited to receive your Earn to Learn scholarship again next year!
From application to graduation, we’ll be here every step of the way to support you!
Earn to Learn Eligibility Disclaimer
Earn To Learn eligibility requirements are unique to each of our partner schools and may change over time. Be sure to review the outlined requirements listed before you begin the application process. Upon enrollment with Earn to Learn, your eligibility will also be verified by your school.
Earn to Learn Student Code of Conduct
*see our full code of conduct here: Student Code of Conduct
Earn to Learn is committed to empowering students to achieve their goals and be workforce ready with little to no student debt. To accomplish our mission, Earn to Learn has adopted a code of conduct to govern the actions and behaviors of all students participating in Earn to Learn programs. Students are expected to act according to the organization values:
- Integrity: Be transparent, honest, authentic, and ethical, even when no one is looking. Be accountable, courageous, trustworthy, and positive.
- Innovation: Take initiative, be creative, and be proactive.
- Empathy: Be kind, compassionate, encouraging, and understanding to everyone you have the honor to encounter.
- Empowerment: Build an inspiring culture of learning and support that enables others to invest in their own success as you continue to invest in yours.
- Adaptability: Be flexible, resilient, optimistic, and adept at persisting through challenges that come your way.
- Collaboration: Believe in the power of working together to further our collective mission.
Earn to Learn will not tolerate the following:
- Abusive, harassing, discriminating, and/or obscene language or gestures.
- Assault, verbal abuse, or threat of physical harm to a student, Earn to Learn employee/partner, or another person.
- Forgery of school related documents, falsifying information to school authorities, Earn to Learn, or a financial partner.
Any violation will be reviewed on a case-by-case basis by Earn to Learn leadership. Consequences may include a student’s immediate removal from any or all programs.
Thank you for your cooperation in prioritizing safety and creating a welcoming and positive environment for all members at Earn to Learn and participating students. We appreciate you being an example to our community.